SELF-EMPLOYED LENDING SPECIALISTS
Getting a home loan when you're self-employed shouldn't be hard. We specialise in matching ABN holders, sole traders, and business owners with lenders who understand your income.
✓ Free consultation✓ No obligation✓ 40+ lenders compared
Banks often penalise self-employed borrowers with rigid income requirements. If your taxable income is reduced by legitimate deductions, many lenders simply say no. That's where we come in.
We work with lenders who accept BAS statements, accountant declarations, and tax returns — not just payslips.
Access major banks, non-banks, and specialist self-employed lenders to find the most competitive deal.
Sole traders, partnerships, trusts, and company structures — we've helped them all secure home loans.
Most self-employed pre-approvals processed within 24–48 hours so you can bid with confidence.
We learn about your business structure, income, and property goals — no obligation.
We review your financials and identify which lenders best suit your self-employed situation.
We compare rates and policies across 40+ lenders and present your best options.
We handle the paperwork, chase the lender, and keep you updated until settlement day.
Free consultation · No obligation · Compare 40+ lenders
Yes. Several lenders on our panel accept just 1 year of trading history, especially with strong BAS or accountant-prepared financials.
Not always. Many lenders accept alternative documentation such as 6–12 months of BAS, bank statements, or an accountant's letter confirming income.
We specialise in this exact scenario. Certain lenders 'add back' depreciation and other non-cash deductions, giving you significantly higher borrowing power.
Not necessarily. With the right lender match, self-employed borrowers can access the same competitive rates as PAYG earners.
No. Our service is completely free to you — we're paid by the lender when your loan settles.
Explore more