Financial Calculators

Use our free tools to estimate you rloan repayments stamps duty costs across Australia

FundUp Calculators
Self-Employed Borrowing Calculator

Self-Employed? See Your True Borrowing Power

As a business owner, your taxable income doesn't tell the full story. Lenders add back expenses like depreciation, interest and super to reveal your real earning capacity.

Your Financials
$
Add-Back Expenses These are expenses lenders typically add back to your net profit to calculate your borrowing capacity.
$
$
$
$
$
Your Adjusted Income
Full Assessable Income
$157,000
Net Profit
Depreciation
Interest
Super
Net Profit $120,000
Total Add-Backs +$37,000
Estimated Borrowing Power
Conservative(4x)
—
Moderate(4.5x)
—
Optimistic(5x)
—

*This is a simplified estimate. Lender policies vary — contact us for an accurate assessment.

PAYG Borrowing Calculator

Salaried? Estimate Your Borrowing Power

For PAYG employees, lenders assess your gross salary, existing debts and living expenses (HEMS) to determine how much you can borrow — solo or with a partner.

Your Borrowing Estimate
Total Gross Income
$85,000
Primary Income
Other Income
Living Expenses (HEMS)
Based on Household Expenditure Measure for your income & dependants
$30,000/yr
Estimated Borrowing Power
Conservative(4.5x)
—
Moderate(5x)
—
Optimistic(5.5x)
—

*This is a simplified estimate. Lender policies vary — contact us for an accurate assessment.

Your Income Details
$
$
$
Loan Calculator

Estimate Your Repayments

Get a quick estimate of your monthly repayments. For a personalised assessment, book a free consult.

Loan Details
Loan Amount $500,000
$50K$2M
Interest Rate 6.5%
2%12%
Loan Term 30 years
1 yr30 yrs
Your Estimated Repayments
Monthly Repayment
$3,160
44%
Principal
Principal $500,000
Interest $637,722
Total Repayment $1,137,722
Total Interest $637,722
Loan Amount $500,000

*Estimates only. Actual rates may vary. Contact us for accurate figures.

Stamp Duty Calculator

Estimate Your Stamp Duty

Get a quick estimate of stamp duty costs across Australian states and territories.

Property Details
Property Price $600,000
$100K$3M
Standard
First Home Buyer
Stamp Duty Estimate
Estimated Stamp Duty
$21,090
3.4%
of total cost
Property $600,000
Duty $21,090
Property Price $600,000
Total Upfront Cost $621,090
Duty as % of Price 3.5%

*Estimates only. Concessions & exemptions may apply. Contact us for accurate figures.