Australian Mortgage Broker

Funding solutions for wealth building Australians

Compare 40+ lenders in minutes. Home loans, investment loans, refinancing & more — tailored for the self‑employed.

✓ Free consultation    ✓ No obligation    ✓ Australia‑wide

Book a Free ConsultOur Services

40+

Lenders Compared

500+

Clients Helped

24hr

Lenders Compared

10+ Yrs

Industry Experience

What We Do

Lending solutions
across the board

Whether you're buying your first home, expanding an investment portfolio, or funding your business — we've got you covered.

First Home Buyers

We guide first-time buyers through grants, LMI waivers, and lender options — making your first purchase stress-free.

01
02

Self-Employed Loans

Specialist lenders who understand non-traditional income. Low-doc and alt-doc options available for ABN holders.

03

Investment Properties

Grow your portfolio with the right debt structure. We find IO loans and offset features that maximise your returns.

04

Refinancing

Switch to a better rate or restructure your debt. We compare your current loan against 40+ lenders to save you money.

05

Construction Loans

Progressive drawdown loans tailored to your build schedule. We liaise with your builder and lender so you don't have to.

06

Commercial Finance

Business property, equipment finance, and commercial lending structured around your cash flow and growth plans.

Ned McLachlan – FundUp Mortgage Broker
Director & Broker
Emerging Broker of the Year 2023
National Winner — Most Sales, Emerging Broker Q3 & Q4 2023
State Winner — Most Sales, Emerging Broker Q3 & Q4 2023

About Me

Ned McLachlan

Award-Winning Broker – Not a Call Centre

I started FundUp because I was frustrated by the mortgage industry’s obsession with volume over people. Too many brokers treat clients like numbers. I built this business around the opposite philosophy — that every borrower deserves honest, personalised advice from someone who actually picks up the phone.

With 40+ lenders on my panel and a deep specialisation in self-employed lending, I have the tools to find solutions that the big banks and call centres simply can’t. My results speak for themselves — but more importantly, so do my clients.

No Chatbots
You’ll speak directly with me – a real person who understands your situation.
No Telemarketers
No call centres, no being passed around. I handle your loan from start to finish.
One Point of Contact
I’m your broker, your advocate, and your go-to throughout the entire process.
★ 5.0 on Google — 36 Reviews

Trusted by Australians nationwide

Excellent service, quick replies to emails and phone calls. Always available and on hand to help with any queries or assistance required. Second time we have used Ned for mortgage advice.

M
Martin – Returning Client
★★★★★

Ned was absolutely fantastic! As first home buyers, we couldn't have asked for a better broker. He guided us through every step and made the whole process completely stress free.

S
Shannon – First Home Buyer
★★★★★

Absolutely fantastic Mortgage Broker. Would highly recommend this bloke to anyone looking to buy a home. He has made the whole experience so easy for us and stress free. He really goes above and beyond and cares about his customers. Thankyou mate for all your help!

D
Daniel – Upgrader
★★★★★
★★★★★

"Absolutely fantastic Mortgage Broker. Would highly recommend this bloke to anyone looking to buy a home..."

Daniel – Upgrader
★★★★★

"Ned was absolutely fantastic! As first home buyers, we couldn't have asked for better help..."

Shannon – First Home Buyer
★★★★★

"Excellent service, quick replies to emails and phone calls. Always available and on hand..."

Martin – Returning Client
★ See all Google Reviews

WHY CHOOSE US

The FundUp difference

We're more than brokers — we're your lending partners.

Self-Employed Specialists

We understand the unique challenges of self-employed income. From low-doc to full-doc, we find the right path.

Access to Accountants, Planners & Buyers Agents

We connect you with trusted professionals — accountants, financial planners, and buyers agents — to support your goals.

Self Declared Income Loans

Flexible lending options that let you declare your income without traditional documentation hurdles.

Long Term Relationship

We're not about one-off transactions. We build lasting partnerships to support your financial journey for years to come.

Who We Work With

Our ideal
client

We do our best work with people who share these values — driven individuals building wealth through property.

01

Wealth‑Building Mindset

You see property as a vehicle for long‑term wealth — not just a place to live. You're ready to think strategically about your next move.

Property investors
Portfolio builders
Strategic thinkers
02

Budget‑Conscious & Prepared

You understand the value of a solid budget. Whether buying your first home or expanding a portfolio, you come prepared to invest wisely.

Financially organised
Goal‑driven savers
Ready to act
03

Long‑Term Partnership

You want a broker who grows with you — not a one‑off transaction. We're here for every milestone, from your first loan to your fifth.

Relationship focused
Repeat borrowers
Trust over transactions

HOW IT WORKS

Your journey with us

From the first conversation to ongoing support — here's what working with FundUp looks like.

STEP 01

Enquiry

Reach out for a free, no-obligation chat. We learn about your goals and situation.

STEP 02

Pre-Assessment

We analyse your financials, assess borrowing power, and identify the best lender options.

STEP 03

Doc Collection & Lodgement

We handle the paperwork, package your application, and lodge it with the chosen lender.

STEP 04

Approval

Your loan is assessed and approved. We keep you updated at every stage and negotiate on your behalf.

STEP 05

Settlement

Everything is finalised and funds are released. You get the keys — we make sure it's seamless.

STEP 06

Post-Settlement Health Checks

We don't disappear after settlement. Regular reviews ensure your loan stays competitive as life changes.

Ready to get the right loan?

Free consultation · No obligation · Compare 40+ lenders in minutes

Book Free Consultation →Call 0412 885 734

Get Your Free Borrowing Power Assessment

Find out how much more you could borrow – and at what rate. Takes 60 seconds.

🔴 Limited free assessment spots available this month

Get Approved

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Get In Touch

Ready to get funded?

Book a free, no-obligation consultation. We'll review your situation and find the right lending solution for you.

0412 885 734ned@fundup.au
Australia-wide
Available 24/7/365
FAQ

Frequently asked questions

Absolutely. We specialise in self-employed lending and work with lenders who accept BAS statements, accountant letters, and alternative income verification — not just traditional payslips.

Our service is typically free for you. We are paid a commission by the lender when your loan settles. We'll always be transparent about how we are compensated.

We have access to a wide panel of over 40 lenders, including major banks, second-tier lenders, and specialist providers, to ensure we find the right fit for your needs.

Pre-approval can take anywhere from 24 hours to a few business days, depending on the complexity of your situation and the lender's current processing times.

Yes! Refinancing is a core part of what we do. We can help you compare your current rate against the market to see if you can save on interest or consolidate debt.

We provide our services nationally. Whether you're in a major city or a regional area, we can assist you via phone, email, and video consultation.